Mark Blayney

Why Do You Want To Sell Your Business?

Why is the business for sale is, the first question asked in any business sale. And it's an important question to think through before starting the process as the answer can have a significant impact of the value of a business. So this article covers the ... Read >

What Does Selling A Business Involve? Part 2

A business owner may only ever be involved in one business sale, typically when they are looking to retire. Other owners may find themselves having businesses for sale at several points in their careers as they move from one project to the next. This pair... Read >

Want to Whitewash Your BIMBO? A Business Sale Phrase Book - 2 Grooming to Yield

Like any other area of activity, dealing with businesses for sale or finding the value of a business have their own jargon. These articles are designed to give brief plain English and practical explanations for some of the common terms used, from Grooming... Read >

What Does Selling A Business Involve? Part 1

Some people only ever be involved in a business sale once, typically when they are looking to retire. Others will find themselves having businesses for sale a number of times during their careers as they move from one project to the next and this pair of ... Read >

Want to Whitewash Your BIMBO? A Business Sale Phrase Book - 1 AIM to Goodwill

Like any other area of activity, how to value a business and how to manage a business sale have their own jargon. This pair of articles are designed to give brief plain English and practical explanations for some of the common terms used, starting with AI... Read >

Funding a Business Turnaround 3: Understanding Bank Security Calculations

Where a lender has concerns about a business and their security position they will often instruct an independent business review from an insolvency practitioner, or very occasionally, one of the turnaround firms. Bank security is concerned with the si... Read >

Funding a Business Turnaround 1: The Dual Funding Requirements

A business turnaround usually starts with a cash flow crisis and so financing a business rescue therefore usually involves firstly managing the business's real cash flow so as to deal with the initial cash flow forecast problems so as to survive and stabi... Read >

The Four Key Reasons To Write A Business Plan

Every business, whatever its size or stage in its development, needs to have a formal business plan in place that has been prepared by the management and not their accountants. Fortunately there are many now many free business plan templates available on ... Read >

Factoring And Invoice Discounting: Part 5 of 5 - What Are The Differences?

In both factoring and invoice discounting the lender will provide you with funding known as an advance against the value of the cash due into you from your debtors. As you then forward them new sales invoices and they receive your debtors' payments on ... Read >

Factoring And Invoice Discounting: Part 4 Of 5 - How Do They Charge?

Factoring and invoice discounting are both forms of debtor based funding and their costs each include two main ongoing elements, a service charge to cover the facilities provided, and an interest charge based on the levels of funding borrowed. Service ... Read >

Factoring And Invoice Discounting: Part 3 of 5 What Debts Are Difficult To Fund Against?

Some types of debt can be difficult to fund through factoring or invoice discounting. This can be as a result of either the debt's nature, or to circumstances which will affect a factor's ability to collect in the debts to repay their lending in the event... Read >

Factoring And Invoice Discounting: Part 1 Of 5 What Are They?

Factoring and invoice discounting are both forms of receivables finance which enable you to obtain immediate cash secured against the sums due in from your outstanding debtors. They can therefore be a useful way of dealing with any 'funding gap' in your w... Read >

Business Loans Glossary: Part 4 - Property Development Finance to Yield

The last in the series of this guide to business loans and finance raising covers 'property development finance' through to 'yield'. Property development finance - Finance designed to fund property development and so designed to help finance both site ... Read >

Non-core Operations, Part Of The Wider Vision Or Just A Distraction? Part 2 Divestment Objectives

The first article covered how and why businesses can accumulate non-core operations and the factors that can lead to a disposal decision. In this article we look at what objectives you may want to secure in achieving an exit and how these impact on how yo... Read >

Non-core Operations, Part Of The Wider Vision Or Just A Distraction? Part 1 The Disposal Decision

Many businesses have operations or even whole subsidiaries that are 'non-core' in that they are outside of those areas in which the business's management believe it has a competitive advantage and which are central to the business's future plans. This pai... Read >